MidCoast Bank Online

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Personal Products

Checking Accounts | Savings Accounts | COD | IRA | Money Market Accounts

Checking Accounts

Personal Checking
 
No monthly service charge
Debit/ATM Card Available
Monthly Imaged Statements 

Gold Interest Checking
 
Interest Compounded Daily
Credited Monthly
Variable Rate
Debit/ATM Card
Monthly Imaged Statements

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Savings Accounts

Statement Savings

Interest Compounded Daily
Credited Monthly
Variable Rate
ATM Card
Monthly Imaged Statements
Minimum to earn interest is $.01

Gold Statement Savings

Interest Compounded Daily
Credited Monthly
Variable Rate
ATM Card
Monthly Imaged Statements
Minimum to earn interest is $.01

Holiday Club

Interest Compounded Daily
Credited at Maturity
Check is mailed at maturity
Fixed Rate
Make deposits in any amount and at any time
Monthly Imaged Statements
Minimum to earn interest is $.01

For current rate information click here or please call our branch office at 302-250-4344

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IRA Statement Savings

Interest Compounded Daily
Credited Monthly
Variable Rate
Monthly Imaged Statements
Minimum to earn interest is $.01

Rate are effective as of the date noted above and may change after the account is opened.
Rates are subject to change without notice.
For current rate information click here or please call our branch office at 302-250-4344

Certificate of Deposits

Penalties for Early Withdrawals
Early withdrawal penalties are assess in an amount equal to the lesser of all interest paid or
3 – 6 month term – one month interest
7 – 13 month term – three months interest
Over 13 month term – six months interest
 
Earnings credited to Certificate of Deposits may be withdrawn
during the term of the account without penalty
 
Rate are effective as of the date noted above and may change after the account is opened.
Rates are subject to change without notice.
For current rate information please call our branch at 302-250-4344.

Individual Retirement Accounts
Certificate of Deposits

Penalties for Early Withdrawals
Early withdrawal penalties are assessed in an amount equal to the lesser of all interest paid or:

3 – 6 month term – one month interest
7 – 13 month term – three months interest
Over 13 month term – six months interest

Money Market Accounts

Interest Compounded Daily
Credited Monthly
Variable Rate
ATM Card
Monthly Imaged Statements

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