Checking Accounts

Every new personal checking account includes:

  • FREE Debit Card
  • FREE ATMs Nationwide
  • FREE Basic Wallet-Style Checks
  • FREE Online Banking
  • FREE Bill Pay
  • FREE MidCoast Mobile App
  • FREE Mobile Deposit
  • FREE eStatements with online check images
  • FREE Thank You Gift
  • PLUS Buy Back of your unused checks and debit cards from another financial institution up to $10

Truly Free Checking

A FREE account for everyone.

  • No minimum balance
  • No monthly service charge

Get Started

EZ Direct Interest Checking

Earn interest with direct deposit or automatic payment.

  • Competitive interest
  • No minimum balance
  • No monthly service charge

Get Started

Fabulous 50 Interest Checking

A perfect account for customers 50 and better.

  • Competitive interest
  • No minimum balance
  • No monthly service charge

Get Started

Elite Interest Checking

An account for those interested in higher interest.

  • Higher interest rate with a balance of $1,000 or more
  • Competitive interest rate if balance drops below $1,000
  • Only $6 monthly charge if minimum balance falls below $1,000

Get Started

Rates for Checking Accounts

Accurate as of September 27, 2018

 

Annual Cost Comparison**

Total Monthly Service Charges

$72
MIDCOAST COMMUNITY BANK
Truly Free Checking
$0
WSFS BANK
Core Checking
$0
TD BANK
Simple Checking
$0
CITIZENS BANK
One Deposit Checking
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  • Minimum opening deposit is only $50
  • Other fees such as non-sufficient funds, overdraft, etc, may apply. See fee schedule for details.
  • Free gift may be reported on 1099-INT or 1099-MISC. Free gift provided at the time of account opening
  • Up to $10 for checks and debit cards from another financial institution given at the time of the checks/debit cards are presented
  • Offer good on personal accounts only; ask us about our outstanding options for your business or organization
  • Interest is compounded daily and credited monthly on all accounts
  • Minimum to Obtain APY on all accounts is $.01
  • Other terms and conditions may apply
  • *APY may change at any time
  • *Fees may reduce earnings
  • The rate may change after account opening
  • Ask us for details. Bank rules and regulations apply

**Annual Cost Comparison calculations are based on information obtained from bank websites on 9/15/2018 and only apply to monthly service charges. Calculations assume bank requirements for waiving a service fee are not met. MidCoast’s Truly Free Checking accounts have no monthly fees, ever.

Yes, I’d like more information about opening a Truly Free Checking account.

Yes, I’d like more information about opening an EZ Direct Interest Checking account.

Yes, I’d like more information about opening a Fabulous 50 Interest Checking account.

Yes, I’d like more information about opening an Elite Interest Checking account.

Login Help

If you require assistance or have any questions regarding MidCoast Community Bank’s Online Banking Service please call 1-866-877-4892 or visit your local branch office.